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mort·gage  /ˈmôrɡij/ 

a device or implement used to carry out a particular function.

A mortgage loan or simply mortgage is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.


An annuity is a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future.


One of the most expensive items most people will own and finance in their lifetimes.  How you do it can make a big difference in the money you spend.


Insurance of course can provide protection for the ones you love in the event of your death, but did you know it can also provide a structure for you to use as your own bank?


Retirement does not have to be an unknown.  You really can have a predictable retirement.